At The Law Office of Cliff Brisson, Jr., we understand that your debts may be keeping you up at night, disturbing your peace of mind. Our Fayetteville asset protection attorney is here to help you through your bankruptcy case. Our mission is to help you protect as many of your assets as possible while eliminating creditor harassment.
Chapter 13 bankruptcy may give you a way to keep your house. After you file, an automatic stay goes into effect that will promptly stop foreclosure and give you a chance to clear your mortgage arrearages over a three- to five-year period. Chapter 13 can also potentially be used to protect your vehicle from repossession.
It is vital to pay close attention to the deadlines in the foreclosure process. If you are intending to use chapter 13 to stop your home foreclosure and clear arrearages, you must file the bankruptcy petition within 10 days of the sale date set for your house.
To learn more about saving your home or vehicle, visit our pages on Foreclosures & Collection Actions and Avoiding Car Repossession.
Your mortgage company can also provide you with a loan modification, if you are eligible. Our knowledgeable attorney will review the packets of information and forms you need to supply to your lender. He will also review the final loan modification document to ensure that it is in your best interest.
Contrary to myth, filing bankruptcy does not mean you are forced to give up everything that you own. North Carolina provides exemptions to allow you to keep a certain amount of property. To learn more, visit our page on Bankruptcy Exemptions. Schedule a free initial consultation with our lawyer by calling The Law Office of Cliff Brisson, Jr. or sending us a message. We look forward to helping you sort out your debt relief options. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.